Richmond mortgage group

Bank Statement Mortgage Loans

Flexible Solutions for Self-Employed Borrowers

Descriptions

At Duane Buziak Mortgage Broker, we understand that traditional income documentation doesn’t always reflect your true financial situation especially if you’re self-employed. That’s why we offer Bank Statement Mortgage Loans, tailored for borrowers who may not qualify for conventional loans due to non-traditional income sources.

Bank Statement Home Loans allow you to qualify for a mortgage using your bank deposits rather than W-2s or tax returns. This is an ideal option for small business owners, freelancers, contractors, and other self-employed professionals who have a strong income but don’t meet the strict criteria of traditional mortgage programs.

Every Step Of The Way

We’re with you from application to closing, making the mortgage process simple, clear, and stress-free.

Dedicated Loan Concierge

Enjoy one-on-one guidance with a personal loan expert who knows your needs and keeps you informed at every stage.

Flexible Rates & Low Fees

Get competitive rates and cost-effective solutions tailored to fit your budget and goals.

Talk with a Lending Specialist.

Get expert advice and personalized solutions for your mortgage needs.

How it Works

Let us help you get into your new home fast, simple, and stress-free.

Our step-by-step process is designed to take you from dream to keys in hand, without confusion or delays. We handle the hard work so you can focus on what matters most finding your perfect home.

Step 1
Initial Consultation

We start with a friendly, no-pressure conversation to understand your goals, budget, and timeline. This is where we map out the best mortgage options for your needs.

Step 2
Document Collection

We’ll guide you through gathering the necessary documents making it quick, easy, and hassle-free. Our secure systems keep everything safe and organized.

Step 3
Evaluation and Approval

Our experts review your application and match you with the right loan program. Once approved, we lock in the best rate possible for you.

Step 4
Disbursement Process

Funds are released, paperwork is finalized, and you get the keys to your new home. Congratulations you’re officially a homeowner!

Pay off early, no penalties
just savings.

We believe in giving you financial freedom that’s why we never charge prepayment penalties, allowing you to pay off your mortgage early and save on interest without worrying about extra fees.