Foreign National Loans
Making U.S. Homeownership Possible for Non-U.S. Citizens
Descriptions
Buying a home in the United States as a non-U.S. citizen doesn’t have to be complicated.
Our Foreign National Loan Program is designed to make the process easier, with competitive rates, flexible terms, and personalized support. Whether you’re purchasing a new property or refinancing, we offer solutions tailored to your unique needs.
From fixed to adjustable rates, and options for multiple property types, our program can help you secure your American dream with ease.
- Competitive interest rates for foreign nationals
- Loan amounts from $100,000 up to $750,000
- Multiple fixed-rate terms (10, 15, 20, 25 & 30 years)
- Adjustable-rate options (5/1, 7/1, 10/1)
- Financing available for purchases or refinancing
- Debt-to-income ratios up to 50% ("Assets for income" option)
- Up to 75% Loan-to-Value (LTV)
- Eligible for single-family homes, condos, and townhouses
- No prepayment penalties
- Self-employed borrowers welcome
We’re with you from application to closing, making the mortgage process simple, clear, and stress-free.
Enjoy one-on-one guidance with a personal loan expert who knows your needs and keeps you informed at every stage.
Get competitive rates and cost-effective solutions tailored to fit your budget and goals.
Talk with a Lending Specialist.
Get expert advice and personalized solutions for your mortgage needs.
How it Works
Let us help you get into your new home fast, simple, and stress-free.
Our step-by-step process is designed to take you from dream to keys in hand, without confusion or delays. We handle the hard work so you can focus on what matters most finding your perfect home.
We start with a friendly, no-pressure conversation to understand your goals, budget, and timeline. This is where we map out the best mortgage options for your needs.
We’ll guide you through gathering the necessary documents making it quick, easy, and hassle-free. Our secure systems keep everything safe and organized.
Our experts review your application and match you with the right loan program. Once approved, we lock in the best rate possible for you.
Funds are released, paperwork is finalized, and you get the keys to your new home. Congratulations you’re officially a homeowner!
Pay off early, no penalties just savings.
We believe in giving you financial freedom that’s why we never charge prepayment penalties, allowing you to pay off your mortgage early and save on interest without worrying about extra fees.